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"What To Do In Case Of
An Automobile Accident"
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Top Ten Things To Do
After A Car Accident! |
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1. CALL 911
Get Police and rescue to the scene immediately. The police will take
statements and investigate the accident. Rescue will tend to anyone that's injured.
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2. GET EMERGENCY MEDICAL ATTENTION
If you have any pain or numbess or
tingling in your arms, fingers, legs or feet get to the hospital. Numbness can be sign of a
more serious injury such as a herniated disc. It's important to document these symptoms
so there's no question they were cause by the accident.
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3. GET LEGAL ADVICE
Before calling your insurance company or talking to the other
persons insurance company Call Jim Donelan at 401-461-1500 You should not
discuss your injury or the way it happened until you have consulted a lawyer. The
statements you make might be incomplete or taken out of context and be harmful to
your claim at a later date. Do not sign any papers or agree to any settlement, as this
may affect your right to pursue your claim. Always seek competent legal advice first.
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4. GET THE RIGHT DOCTOR
Jim Donelan can assist you in finding the doctor that
can best treat your injuries, even if you don't have medical insurance. Some injuries
from a car crash are very subtle and never go away. They have to be diagnosed quickly
to protect your rights to compensation and get appropriate treatment. Treatment may
last for months or years if the injury is permanent. NO HEALTH INSURANCE??? Don't
worry! .... Many doctors will provide treatment if they know they are protected and will
be paid out of settlement proceeds. Jim Donelan has helped many clients that don't
have medical insurance get competent medical treatment. If you or someone in your
family has been injured, you should seek Jim Donelan's advice as soon as possible to
see if you have a personal injury claim.
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5. FILE A STATE ACCIDENT REPORT
If someone is injured or the damage to the
vehicles exceed $1000 you are required by law to file a state accident report. Jim
Donelan's office will help you complete the form and file it with DMV. Here's a link to the
state accident report that must be completed and filed within 21 days after the accident.
Click here for the state accident report.
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6. GET A RENTAL VEHICLE
Attorney Jim Donelan will help you make sure that the
transition between accident and recovery is not unduly hampered by lack of mobility, or
by the added stress of having to worry about haggling over payment for an interim
means of transportation. Attorney James Donelan has dealt with hundreds of insurance
adjusters and assisted his clients getting a rental vehicle while their vehicle is being
repaired or replaced. Please call Jim Donelan at (401) 461-1500 for a free initial consultation if you have
any questions regarding your right to the use of a rental car.
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7. REPAIR OR REPLACE YOUR VEHICLE
If your car has been disabled, it may be
impounded and towed away immediately to clear the city streets. The first thing should
be getting an estimate for the repair of your vehicle from a licensed auto body shop.
Usually an appraiser from your insurance company (if you have collision coverage) or
the other party's insurance company will view the damage and negotiate with the shop
for an agreed figure to repair the vehicle. THE VEHICLE IS TOTALED - If the cost of
repairs is greater than the value of the car, the insurance company will offer to
reimburse you only for what they consider to be the "fair market value" of the car. This
figure will often take into account mileage and condition of the vehicle. Jim Donelan has
a great deal of experience in working and negotiating with insurance companies and
their adjuster and assists his clients in negotiating property damage settlements.
Normally he does not charge a fee or a percentage for this service. All of the money
recovered for your damaged automobile goes directly to you. NO SALES TAX??? He
will also get a letter from the insurance company so you will only have to pay sales tax
on difference in value of the old vehicle and the cost of the new vehicle. If you have a
question regarding the repair or replacement of your vehicle, due to an accident,
call Jim Donelan at (401) 461-1500 for a free consultation.
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8. FILE FOR TEMPORARY DISABILITY INSURANCE
In Rhode Island most workers
pay into Rhode Island's Temporary Disability Insurance fund, more commonly known as
TDI. We'll help you file a claim so you'll have income while you're out of work. Here's a
link to the program - Here's a link to the application for benefits
and the online application: https://uiclaims.state.ri.us/tdionline/ - Remember many employers have private disability insurance as a benefit for their
employees. Check with your human resource department to see if you're eligible for
benefits while you're disabled.
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9. DOWNLOAD THE GUIDE
What to do in case of an Automobile Accident
This comprehensive guide contains step by step procedures to follow if you have been
the victim of motor vehicle accident. Click here for the free guide!
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10. CALL ATTORNEY JIM DONELAN
The information contained on this website and
in the guide is designed to give insight into the many factors which make up the process
of an accident: investigation, discovery, negotiation, settlement, and (if necessary)
litigation. It is by no means complete, and you should consult with an attorney for advice
concerning any specific legal situation. The bottom line is this: Jim Donelan can get
you a better settlement, even with his contingency fee, than you can get yourself. And you can decide that for yourself, because his initial consultation is free. Call Jim
Donelan today at 401-461-1500 and schedule an appointment.
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